Praharto, S., & Yohanis, A. R. . (2025). Implementing TOGAF Enterprise Architec-ture in Indonesia’s Merchant Acquiring In-dustry: A Framework for Digital Trans-formation. Sinkron : Jurnal Dan Penelitian Teknik Informatika, 9(2), 721-733. https://doi.org/10.33395/sinkron.v9i2.14668